The Swan Effect - Creating and Sustaining Your Financial Wellbeing
The Swan Effect - Creating and Sustaining Your Financial Wellbeing
S4 E10 The Clarity Arc
As we get closer to the end of 2025, Arthi and Malika offer listeners the opportunity to press pause, clear the financial fog, and build a values-led plan for the year ahead with simple tools that turn overwhelm into focused action.
This episode is jam-packed with reflective questions, simple frameworks, practical rituals, and next steps to show you how clarity grows when money decisions match what matters most.
Listen in as the co-hosts talk about:
- Why do we lose clarity through overload, opinions, and emotion
- How awareness is the first power move
- Considering budgets and doing emotional check-ins
- The 3R Review: reflect, reframe, refocus
- A five-minute clarity journal
- Purpose-based choices guided by values
- Debt versus investing through a holistic lens
And to give you practical ideas, keep on listening to the inspiring Activation Capes, the micro superpowers that can help you finish your year grounded and focused.
- Clarity Capes - to help you clear the financial fogs, like the Mirror Moment or the Values Compass
- Action Capes - simple steps to reboot your budget, or reset your plan, like the Iron Heart Build or the Okoye Discipline Drill
- Purpose Capes - ways to align your money with your mission, like the Vibranium Vision Board or the Kwezi Community Act
- Mindset Capes - small daily habits that restore calm and control, like the Wonder Pause or the America Chavez Portal
Plus so much more!
If you're looking to gather yourself and prepare for pre- and post-holidays this is the episode for you!
Share 📢and write a review as Arthi and Malika continue on their mission to simplify the complexities of money management to empower you toward financial freedom, becoming your own financial superhero, and passing on your superpowers too!
This #podcastepisode is proudly sponsored by Old Mutual Wealth.
Your legacy isn't just about numbers. It's about the confidence that comes with knowing your wealth is expertly managed. At Old Mutual Wealth, we offer solutions that go beyond investment management. We're your trusted partner in achieving financial success. Together with your financial planner, we uncover what matters most to you. Crafting a personalized plan tailored to your unique goals. Backed by a team dedicated to your wealth journey, we provide innovative strategies, in-depth research, and award-winning investment expertise. Partner with us to take your wealth further with advice-led personalized wealth management, offering clients and financial planners a full suite of industry-leading investment solutions. Visit www.oldmutual.co.za /wealth to learn more. Hi there, I'm Arthi Rabikrisson.
Malika Petersen:Hello, I'm Malika Petersen.
Arthi Rabikrisson:Welcome he Swan effect Podcast. We're your go-to podcast to simplify the complexities of money management, investing, and wealth management.
Malika Petersen:So that you can get a confidence in your relationship with money and become financially literally independent and free.
Arthi Rabikrisson:That first step towards freedom is knowledge. And you can start gaining that right now by listening to this upcoming episode. Hello everyone! Eeek, under 2 months left before Christmas! And then of course, New Year 2026. Are we panicking yet, everyone? Okay, maybe because we haven't reached our goal for the year yet, I know how stressful that can be. But actually, you know what? Maybe we're just looking forward to a really, really great summer holiday this year. And yes, for all of those of you listening in who are not in the southern hemisphere, like we are, it's actually a really, really cool summery Christmas that we end up having as well as a new year. And I can tell you it's quite amazing. Okay, okay, but I'm digressing a little bit here. Whatever it is you may be feeling, I'm so glad that you're listening in today because guess what? Every superhero needs a moment to pause between battles, to heal, to plan, and to be able to see clearly again. So as the year is now drawing a bit to a close, I think this is the perfect time to put on your superhero lenses and let's look at your financial life with fresh eyes. And that, of course, brings us to this episode, which is about the Clarity Arc, everyone. And this is where every hero needs just that moment to regroup, to refocus, because of course we need to see forward about what really matters. Hi, Malika.
Malika Petersen:Hi, Arthi. Hello, listeners. And Arthi, you're so right, right? This is the ideal time to have this episode. I'm so excited. After a season filled with action, resilience, innovation, and generosity, clarity ties it all together so nicely for us, listeners, right? Absolutely. It's what helps us align our focus with power. Like Iron Heart holding her suit from scratch. Every piece is deliberate, nothing's random. So clarity is definitely your blueprint. It's the opportunity that allows you to understand your money story, past, present, and going into the future.
Arthi Rabikrisson:So everyone, grab your favorite beverage, settle in, and let's discover how clarity can become your financial superpower. Okay, so let's actually start here then, Malika. Why do we lose clarity with our finances? Seems like a simple question, right? And I think it's it comes down to a couple of things. You know, sometimes it's information overload. There's so many numbers, there's so much of advice, too many voices telling us what you should be doing and could be doing. There's also all these different algorithms out there in this tech environment, right? And they kind of are shaping our thoughts about different things. At other times, it could be about emotions that we're sitting with, like fear and guilt, even our excitement as well. And that all can cloud our judgment.
Malika Petersen:Yeah, and let's not forget those comparison traps, right? I mean, nowadays, scrolling through social media, I mean, it's full of highlight reels, right? And it really feels like we're watching everyone's best moments, biggest wins, right? It's true, yeah. And it's easy to feel like you're falling behind. But it's, you know, it's easy to forget that, like superheroes, for example, Iron Heart or aka Ruby Williams, the genius who takes over from Tony Stark, or Quizy even, right? Our very own South African superhero. Every victory takes sleepless nights and many many failed prototypes.
Arthi Rabikrisson:Yeah.B here's the thing superheroes can fight effectively. Or they can't, sorry, they can't fight effectively when theyres right? It's important that we clean our lens so that we can see our true target. In other words, we need to clear the financial fog and all of that noise, right? So let's talk about that. Let's talk about how to clear that fog. And kind of what's the one thing that's crowded your financial vision this year, Arthi? Okay, if I'm being really honest, I think for me, the fog creeps in when I'm really trying to do everything all at once. Yeah. That means like investing and then planning, saving, thinking about diversifying. I end up feeling like I'm more like Iron Man than Iron Heart. I'm so armored up, but I'm also exhausted because I'm trying to do so much at once. Malika, I remember a few years ago, I actually had some cash available. Okay, I had this idea as well. You know, before the cash hit my bank account, like, okay, this is what I'm gonna do with it. and no everyone it was not to spend it. Okay, okay, maybe a small allocation was towards consumption. But all of a sudden, when the cash hit my account, I was suddenly like, okay, let me look at this investment, let me look at this diversification. Yeah. And sort of thinking, ooh, that's gonna be really nice if I put a little bit there. And eventually, what happened, everybody? It just affected my ability to take action. I think I was a bit paralyzed for a while because I didn't know what to do. I realized I was now trying to struggle, I was juggling like all these different goals. In the process, I actually lost sight of what really mattered the most. So eventually, it did take a little bit of time, but I eventually I did come back to my original thought and I proceeded with that option. You know, because again, what happened to me was there was just so much of information out there. There's so many options, be it cryptocurrencies, ETFs, traditional unit trusts, share portfolios, I mean, multiple sources of income you could invest in. I mean, we could go on and on and on. And we have covered all of these options in our previous episodes, everyone. So you know what? It is easy to become distracted, right?
Malika Petersen:Yeah, no, I can absolutely relate to that. I mean, the information overload is next level, right? And I mean, it happens in other ways too. Like for me, when I get other people's opinions, family, friends, even strangers online. It's crazy. It makes me second guess my choices. Now, I mean, I'm obviously blessed to have the technical knowledge that allows me to know exactly what needs to be done, right? I mean, that's that is a blessing. But sometimes I must admit when it comes to my own financial freedom, the voices of others can get me sidetracked. I mean, I recently had a situation where an investment opportunity or opportunity in inverted commas was offered to me, right? Okay. Promising these amazing and awesome returns. Now always. Exactly. Now, some of my investments have offshore exposure, right? In in rand terms, because that's just how I diversify some of my investments. And the RAND has strengthened quite a bit against the dollar from the beginning of the year to now, from the beginning of 2025 to now. So that means that my year-to-date performance isn't looking amazing as it was before because the rand has strengthened. Now I know full well that now is not the time to sell and realize that loss. I, the technical me, knows that I should wait for the recovery and I should wait for that thing. But there was a little voice in my head that you know almost led to me taking the bait, which thankfully I didn't.
Arthi Rabikrisson:Thank goodness, Malika. Oh my gosh. You know, and everyone, listeners, I think, you know, maybe this is almost like a time or an opportunity to take a moment or to take a pause. Right now, right now, you know, as as you're in your chair or wherever it is you're listening, just kind of sit back and think, or even write it down, or even just say it aloud. What's clouding your financial vision right now? Okay. So, you know, again, take as much time as you need around that. But the reason I'm asking you to do this is because clarity starts with awareness. Okay. So let's think of our superheroes, like Vision from Avengers. Okay. You can't fix what you can't see. So we need to become a little bit more like, let's say, Shuri from Wakanda Forever, where you know, she would always step out of her lab, she would look into the horizon, she'd spend some quiet moments kind of recalibrating what's going on out there, and then bringing that back into the lab to check on her tech and upgrade and all of that. You know, so just that process of stepping a little bit outside can give us that level of clarity.
Malika Petersen:And I think that step and taking that time is so important, right? And then once you've done that, you would have identified the fog, right? So let's start to talk about the tools that we can use to clear that fog. Great. First up, and I mean, Arthi and I are now going back to season one, right? But the budget check-in. So important, right? What has worked for you this year? What didn't, right? Please, guys, this is not a segment or tool for you to be able to shame yourself or judge yourself. It's just an honest reflection, right? I mean, you will remember we spoke about budget tracking tools so many times. We started in season one. We spoke about Vault 22 and all of these amazing tools that exist. Have you implemented them? Have you stuck to them, right? It's important that you recognize that a couple of missed months, or even if you've completely forgotten about this thing, that's fine. That's not, you know, that's not the issue. It's it's not, you need to let go of it. You'll forgive yourself, dust yourself off and just get right back at it.
Arthi Rabikrisson:Oh, I love that, Malika. You're so right. I mean, we have to forgive ourselves, you know. Otherwise, we're holding ourselves ransom to the past and what's happened, right? So I love that you're helping our listeners sort of say, you know what, let's start from now. No matter what's kind of happened, if you haven't been trying these things or it's been very on and off that you've been doing it, it's okay. It's okay. Because what we're wanting you to do is start and get that momentum going. Momentum is everything, even in your setbacks, right? So let's start the process, even today. Okay, so I think the next thing then, it's important to remember that we must also have our emotional check-in, right? We often forget this. We are swayed by our emotions, as we said earlier, actually, that can drive how we're spending or how we're investing. So think about everyone am I spending or investing from a place of peace or actually from pressure. Now, everyone, this is a really important reflection because when your spending is aligned to the plan that you're working towards for financial freedom, you're gonna feel it. When you're acting from peace, it's like you're Okoye, you know, from Wakanda's Royal Guard. She's very poised, she's very strategic, she's very steadfast in what she's doing. Right. And therefore, the plans end up working out really well. But when you're acting from pressure, I think you're more like the Flash, right? You're really fast, but pretty much directionless, if I do say so myself. Okay, so it's quite important to go back and reflect and remind ourselves about you know, some of these sacrifices that we're going to be making. It's all part of the bigger plan. You know, I'm speaking from personal experience, and I'm sure you also know this, Malika. The satisfaction that, you know, I get when I'm reaching a financial freedom milestone that I have for myself, that feeling, there's no instant gratification purchase that can actually top that feeling that I have when it happens.
Malika Petersen:Yeah, and it's completely unlikely that any instant gratification would ever top that feeling, right? Because I agree. Because I mean, it's all about working towards that bigger plan. So, everyone, here's a practical framework that we love. We know that you guys have given us feedback, like give us practical things to do, right? And we call it the 3 R review, which is about reflect, reframe, reframe, and refocus. So when you're reflecting, it's important to ask yourself what you did this year to get closer to achieving financial freedom, all right? Even in those times when you are considering some of those instant gratification purchases that I mentioned, ask yourself the question will this take me one step closer to achieving financial freedom or not? The second part of reflection, look back on this year and say, what did I learn from my financial behavior, some of the actions that I took around my finances this year? Secondly, the reframe part. Ask yourself very clearly, what could I possibly do differently? And how can I see some of the challenges that I've faced over the last year and reframe them into opportunities? It is so important, guys. Challenges are an indicator of opportunity. I believe that I've never I've always followed that theory and I've never gone wrong. The minute I'm faced with a challenge, I ask myself, what is this challenge trying to teach me and show me is the opportunity? And then lastly, refocus. So again, forgive yourself for the mistakes. They no longer matter. They are in the past. There's nothing you beating yourself up is not gonna help you in any way, shape, or form. But also take the time to reward yourself with some of those wins. So you might have had a scenario in the last year where you really wanted to spend on something and you decided, you know what, I'm going to invest this money for my financial freedom. Reward yourself with that win, right? But what is most important, and please, guys, we've said this a few times. I'm gonna say it again because we can't say it enough. You always need to move forward. It is imperative.
Arthi Rabikrisson:Such a good reminder. I love the 3R. Really, really love it. It's something everyone, you won't forget it, right? And you can use this every time where you're feeling that you need a bit of a recharge. Yeah. Think of it almost as if it is your superhero recharge cycle. Okay. It's like it's like Shuri upgrading her tech, you know, before she goes into battle. It's like America Chavez opening a brand new portal to something new. That's what it's gonna be. Okay. Each reflection that you do is a much needed energy boost. Okay. So in the vein of even more practical things, listeners, I'd love for you to grab a notebook if you don't have one in front of you already and actually let's try this. And we're calling it a financial clarity journal exercise. Okay. What we'd like you to do is write down one financial win, one financial challenge as well that you've experienced, and also one lesson that's come out from either these the wins or the challenges for this year. Okay. Pause this episode if you need to, to just give you some time to do that. And of course, we'll be back when you get here. So do that. All right. So once you have done that, reflect on your notes. Take a look, take a step back, look and read what you've written. Firstly, celebrate the win. You know, give yourself that pat on the back. Because you know what, I'm pretty sure you haven't done this before, and neither have you given yourself that pat on the back to actually say, Well done that I did that. Okay. And recognize everyone that that is your power move. This is something that you would want to try and replicate and amplify going forward, right? Continue to deepen that process. Okay. So that's done. Now review that challenge that you've noted. Thinking about it, ask yourself potentially, what did that challenge teach me? And that's what Malika is talking about. Because in every challenge, there's a lesson, and that lesson becomes part of your armor. Now, even though we asked you to write a separate lesson, it might not have been necessarily related to the challenge or the opportunity. So this just gives you that chance to do that again. Now, this is such a small exercise, right? It can literally take you a few minutes if you're doing it regularly. And we encourage you to do that. And imagine doing this and coming out with lessons and kind of congratulating yourself for things that you're doing well. And think about how that will help you move forward. I think it's going to help you move forward with purpose. Don't you agree, Malika? Absolutely. And here's the thing again, clarity isn't just about the numbers, it's about the meaning. What does wealth mean to you, everyone? What does well-being, especially financial well-being, what does that look like in your financial freedom story? So ask yourself, keep asking yourself these questions rooted in that.
Malika Petersen:Yeah. And I think that is why purpose-based decision making is absolutely key. I mean, it is like America Chavez punching through dimensions. You end up opening new doors because you are able to see a bigger picture. And when your financial goals connect with your life value, every decision feels more intentional and clear, right? I mean, think about decluttering your financial priorities the same way you declutter your home. Become like Storm and balance your own environment by considering what's essential, what is just taking up space, what don't I need anymore, right? I mean, it's like Superman focusing on, you know, his extra vision. See through the distractions to what truly matters and let go of what's chaotic and noisy so that you can restore calm. I mean, we have such an a great example of this with somebody that I had a conversation with recently. This person felt like they had too much debt. And I use the word felt because that is a very important point that I'm making. And when they came into some money and they were considering, you know, to pay off all of that debt and not invest that money. And we started to look at what their actual debt ratio was and how much interest they're really paying on that debt, right? They didn't have short-term debt, they had long-term asset back, you know, debt, which, guys, as we've said before, that allows you the opportunity to leverage. And when they actually consulted with a financial advisor and did the calculations, it would not have been in that individual's best interest to pay off their debt. It would actually have been in their best interest to invest that money, get a bigger return than what they were paying on their debt, and that allows them to achieve financial freedom. Now, the noise and the feeling of I am over-indebted was so loud that this individual had not even considered that potentially I need to invest this money as opposed to clearing my debt. And only once they consulted with the financial advisor to provide that clarity and that holistic and bigger picture view, only then could they see the sense of potentially investing the money.
Arthi Rabikrisson:I mean, such a great story to showcase what's actually happening there, Malika.
Malika Petersen:Yeah.
Arthi Rabikrisson:Especially listeners, if you're really feeling overwhelmed by investment options, I mean, maybe take it back even to what I like to call first principles, which is your values. Yeah. You know, just map out your values. And, you know, let's assume, for example, security, freedom, family. Maybe those three are your values. And now when you think of all of these options and where things are going, use that to suddenly help you open up where potential decisions, where potential choices need to be starting and being made. Because now it's tying in very, very deliberately with those. You know, and and ultimately, when you're starting to make those right decisions and choices, things are going to start to glow like vibranium in Shuri's lab. It's going to feel right. It really, really is. And it's going to go to play. Yes.
Malika Petersen:Yeah, I know, absolutely. I mean, charity is vibrant for your mind, right? And it absorbs pleasure, it transforms it into purpose. When you know your why, your how just naturally flows because it cuts through all of that noise.
Arthi Rabikrisson:And that's what we need to cut through the noise.
Malika Petersen:Absolutely.
Arthi Rabikrisson:Okay, so let's just do a quick recap, everyone, right? So reflection brings direction. Okay. I mean, even Loki, the god of mischief, even he had to pause and redefine his purpose. Okay, it was a bit misguided sometimes, but he redefined his purpose before rewriting his own story. Okay. And getting honest about your story, as Malika said earlier, you know, there's no judgment, there's no shame. But it means that you can then chart a better path forward.
Malika Petersen:Right. We are calling it your captivation moment. Right. Well, I think before the year ends, take at least one action that will bring you clarity, right? And I want you to make sure that that action either brings you clarity, it allows you to move forward, it helps you get closer to your purpose, or it re-energizes your mindset and well-being. Okay, so let's, and I mean it can be anything. Let's share some ideas with you. And some of these activities will boost awareness through defection, and it'll help you to get greater clarity. Right. Let's talk about the Mirror Moment. Now, I love this one. By the way, I try and do it at least twice a year. But take 15 minutes to write what money habits serve me and which ones sabotage me. Right. Remember what we've said. Awareness is your first act of power, so don't name it. Like name the stuff that serves you. Name the stuff that sabotages you, right? Don't be scared to do that. Secondly, let's talk about the Financial Fog Lift. I want you to choose one confusing area. Whether it's insurance, debt, investment, whatever it may be, right? And schedule a 15-minute clarity order. Simplify the thing, break it down into its smallest part. Rename it, reframe it, research it in your own words. It is extremely important for you to debunk some of the stuff that you might potentially believe in that confusing area. Lastly, Values e Compass. I want you to write down your top three life values. Now, I've met people who don't know the top three values. They say, actually, you know what? I don't know this. I've never done the work. There are so many online values questionnaires that'll help you to identify your top three life values and map one financial decision to each of those. So let's assume family is in one of your top three values. How is your budgeting honoring that? What are some of the goals that you put together to make sure that you are able to do things as a family? That's very important.
Arthi Rabikrisson:These are so excellent, Malika. Oh my gosh. I've I've made a note of them as well. All right. So I think I'm also going to share some Cape Activation ideas. Um, and this one, everyone, these ones at least that I'm going to share, are maybe going to focus you more about action and structure. Okay. So how to put on those types of capes around that. Okay. So the first one I'm going to share with you is what we're calling the Budget Reboot. Okay. Again, as we said earlier, we like to harp on this because it's so important. But actually, let's get back into managing and understanding where our money is going. You know, for example, open up your banking app. We all have our apps, right? Just open up the statement or the transactions. And let's look at last month's spending. Okay. And as you're looking through, suddenly you're becoming aware of okay, you know what? There's one expense that seems to be happening regularly. I don't need to have that as an expense anymore. Could I redirect that towards savings or something that will help me towards my dream goal? That is actionable, everybody. Right? Let's do that. The second one, Malika and I are calling it the Iron Heart Build. Okay. And this is where you can create or update one personal system that will make you future proud. Okay. So what that means is think about an investment tracker, right? Maybe let's put that into place if we don't have one. Consider maybe even that emergency fund, a folder for some details around that, for some savings towards that. Okay. Or how about actually putting together a 90-day or three-month saving challenge for yourself? Right? Put in a little sprint. Let's do this. Let's help build up that armor for you. Okay. The third one that I want to mention is what we're calling the Okoye Discipline Drill. I hope it's making sense now why we're actually talking about all of these superheroes in our discussion, right? Because they hold such great qualities. Okay. So let's think about practically how can I commit to a no-spend weekend? I mean, for a lot of you hearing that, you're thinking, oh my God, is that even possible? Yes, absolutely it is. Okay. In fact, why not even stretch that even further? Could we do a seven-day mindful money challenge? Meaning I'm really, really clear about what it is I'm doing with my money, whether it's spending, whether it's saving or investing. Okay. This is how everyone warriors train. It's in small, steady sprints. And can you imagine the satisfaction you're going to feel if I actually did emerge from that weekend and I didn't spend any money? I mean, I can imagine the elation.
Malika Petersen:I actually really like that last one, right? The Okoye Discipline Drill. Remember, yeah. We have covered discipline as one of our superhero tapes earlier in the season. So listen back if you can't remember. But just some more ideas for purpose and legacy purpose Capes, right? Because they are really important. The Vibranium Vision Board. So print or pin three images that represent the life you are finding. Now, guys, this doesn't have to just be material goals. It can be emotional ones too. You can have a picture reflecting peace or time or travel freedom or time freedom or any of these things. I like to keep it on my cell phone as a lock screen so that every time I pick up my cell phone, I see them. Any three images. When you constantly see that, it reinforces what you're working towards. Okay. Then the Kezi Community Act, very important. Support one local woman-owned business, a stockpile, or any initiative that aligns to your financial values, right? Heroes strengthen their ecosystem. Why? Because they understand that when the ecosystem is strong, they are strong. So this is a key one. And then, lastly, the Legacy Letter. I want you to write a short note to your future self. And I want you to word it as if things have already happened. So you say, Dear Malika, when you are reading this, you would have bought X, Y, and Z. And you would have achieved A, B, C. And you have become a person that does X, Y, and Z. I want you to seal that letter. Please make sure it's a written letter, guys. Don't send yourself an email. Seal that letter and then open it up next December, December 2026.
Arthi Rabikrisson:Oh, I love this. I love this. I'm so excited, Malika. Oh my gosh, these Capes are so wonderful. I mean, I am going to be doing all of these. And I love writing letters. So this last one as well. I'm going to even put a wax seal, make it really fun, and open it in December 2026. Use beautiful stationery. I mean, why not? Why not? It's a beautiful letter to yourself. Okay. Okay. All right. Listeners, let's not also forget about that mindset and well-being that we've been talking about. So let's give you some ideas on those types of Capes as well, right? That you could activate. Okay. So one that comes to mind is what we're calling the Storm Reset. Okay. So remember Storm, the character, she controls and balances the weather. Okay. So oftentimes when we're feeling overwhelmed, right? We are stuck in that storm of our own. Everyone just step outside, like literally step outside of where you are. Go breathe in some fresh air, feel That cool breeze on your skin, take some deep breaths. Okay. Just ask yourself, what can I actually control right now? I cannot tell you how often I speak to my coaching clients about this. And overwhelm happens because we're starting to feel out of control. So this simple exercise of really stepping out of the little bubble where you're feeling stressed and just taking it to someplace else, typically something nature-related if possible, or just a quieter space where you can take a few deep breaths, that starts to regulate you a bit better. So let's use that as well to just think about how am I feeling better in the moment so that I can think clearly and make those right decisions that we were talking about. Okay. The next one is the America Chavez Portal. Okay. And how do we open portals and new dimensions? It's through learning. Okay, so let's learn. Let's learn one new thing about money or one new thing about technology around finances that can open up a whole new world for you. You know, like our podcast. We're opening dimensions, hopefully, for everyone as well. But, you know, how about attending a class? How about picking up a new book? There's so many options for learning, everybody, and so many that are readily and freely available. You may not need to pay for them. Okay. And then the third one that I was thinking about in this particular Cape Activation is what I'm calling the Wonder Pause. And that I know people find this very difficult, Malika, because what I'm asking you to do, everyone, is to do nothing. Absolutely nothing. For five minutes, other than breathe, of course, but do nothing else. No phone, no lists, no 10 million things going on in your mind. Just be. Stillness, everyone, is also a strategy. And actually, in that stillness, some of the best clarity can land for you. Okay. I mean, I love these. In total, we've given everyone about 12, hey Malika, 12 different Activation ideas. And you know, I know between Malika and I, we're gonna do all of them again. Some we haven't tried, some we have been doing for ages. But I think an amazing, amazing way to kind of end off and wrap up our conversation today, because I think now we're at parting shots, huh Malika. So what would you say is your parting shot from our discussion?
Malika Petersen:Yeah, look, firstly, this has been a phenomenal episode. I think we had a lot of fun putting it together, number one. But number two, I do want to encourage our listeners, even if you do one of the 12, five of the 12, 10 of the 12, that's fine. But do something, right? And I think for me, from a parting shot perspective, I think the reality is that when you see clearly, you are able to lead clearly, right? And that's okay within all of us, right? We need to remain calm under pressure, we need to stay anchored in our own truth. When we are anchored in our own truth, guys, trust me, things just open up for you, right? Let it spring fought with quiet force. You know, that means that you always respond rather than react, which means you can progress with purpose. What about you, Arthi? What's your your parting shot today?
Arthi Rabikrisson:Oh, I think for me, if I could just put it so simply, it's that clarity doesn't come from knowing everything. Yeah. But I think it comes from knowing what matters most. You know, that point that we made a little bit earlier about that connection to values. I mean, our values are unique for us and our situation, our experience, our context. And that is for me what matters most for us individually. So, everyone, if we're aligning to that and we start taking small steps, taking action, you know, as Malika said, anywhere from one to 12 to even more than that, because you may come up with some additional pieces that are relevant to you. I think you'll just see the benefits cascade, unfold. And it's all going to be positive. It really is. Even if there's setbacks, there's going to be positives. Yeah, that's my parting shot for today.
Malika Petersen:Absolutely. So, listeners, thank you. Until next time, keep gliding forward with courage and clarity, like theSS silver surfer.
Arthi Rabikrisson:Until next time, everyone. Remember, heroes don't wait for light, they create it. So you can you can do that too, okay? Ciao everyone.
Malika Petersen:Ciao for now. Bye. Thanks for joining us. We hope you found these ideas and guidance useful.
Arthi Rabikrisson:We're both seasoned in the investments industry. Malika is at the coal face of how, where, and why people invest the way they do.
Malika Petersen:I certainly am. And you, Arthi, you've witnessed different types of investor behaviors around money too. And now work as a global award-winning coach to free us from the mindsets that stop us from becoming financially free.
Arthi Rabikrisson:Do subscribe, share, and write a review or send us comments. We would love to hear from you. Catch you on the next episode after Swa fjdopjfaSwanakcdok Effect Podcast. ev Bye for now. Ciao.