The Swan Effect - Creating and Sustaining Your Financial Wellbeing

Money makes the world go round, and if this is true, do you struggle to understand the complex workings of finance, money and investments? Join us, Host Arthi Rabikrisson and co-host on Season 2 Malika Petersen, both women in finance, as we delve into simplifying the complexities that come with managing your finances and investments. The theory of Black Swan Events is a metaphor that describes an event that comes as a surprise, has a major effect, and is often rationalized after the fact with the benefit of hindsight. The opposite of that are White Swan Events which are characterized as being more certain. Because life can be uncertain, there are Grey Swan areas and The Swan Effect is a monthly podcast that dives into some of those grey areas to empower persons in all walks of life to make better money decisions, and ultimately improve their relationship with money. A tribute and thank you to the late co-creator and co-host on Season 1 of the Swan effect podcast, Lucille Sikosana: you set the benchmark high, and we are proud to continue to elevate the important message on financial wellness and financial literacy globally. Your tenacity and optimistic attitude will always be the wind beneath our wings.

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The Swan Effect - Creating and Sustaining Your Financial Wellbeing

Work Life Savings

August 02, 2021 • Lucille Sikosana/Arthi Rabikrisson/Batya Shulman • Season 1 • Episode 7

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In this episode, Arthi and Lucille invite guest Batya Shulman, to share some of her views on Work-Life Savings, as a concept and how one can use the money we work hard for, to create a future asset pool that we can tap into for other income generating opportunities.
A different way to look at how savings can actually unlock more money in your pocket from different sources, like property or a side hustle.

We cover a number of key ideas in the episode that include:

How to start work-life savings plans
Understanding the work-life savings cycle
How to maintain other income generating opportunities while still working
Self-funding opportunities vs 3rd party lending
Savings tips for start ups and small businesses
Retiring comfortably with savings
Balancing between using debt and savings
the importance of financial independence
teaching our children about saving

And more! Take a listen.

About Batya Shulman
Batya Shulman is a Chartered Accountant, Licenced Financial Adviser and KeyNote speaker with over 23 years international banking and financial services experience.

Born in South Africa, Batya has lived and worked in Sydney, New York, Tokyo, Hong Kong and Singapore. Batya was previously CFO, at an Australian Bank before joining St. James’s Place Wealth Management as a Partner.

We would love to hear your views based on the ideas covered in this episode. Please feel free to rate, write a review, and share with others.

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🎧 The Swan Effect Podcast is proudly sponsored by Old Mutual Wealth, supporting conversations that help us build financial clarity, confidence, and long-term well-being.

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Thanks for listening!

— Arthi & Malika