Introduction - About Arthi Rabikrisson and Lucille Sikosana
Making resolutions in a brand new year
What is a money resolution
Arthi talks about having a map in place to take you where you want to go
Lucille recommends writing down your resolutions to bring them to life
Taking control of your financial situation
Arthi talks about why it is important to have a positive mindset about money
Setting SMART goals one goal at a time
Creating accountability when it comes to money goals
Including insurance, medical aid and retirement into your money goals
Lucille and Arthi share their parents’ retirement stories
Creating follow up flags to make sure you are still on track with your goals
There is no need to go at it alone, partner with someone
Making smart choices on when and how to use debt
Lucille shares insights and techniques on how to start budgeting
Rewarding yourself with small treats as you reach milestones
Having a solid financial plan allows you to sleep better at night
Having an emergency fund for those rainy days
Spending leaks and working towards breaking those habits
Thank you to our listeners
Look out for our next episode on Savings and Investments