The Swan Effect - Creating and Sustaining Your Financial Wellbeing

S2 E4 The PTP: Plan, Track & Plan some more!

November 02, 2022 Arthi Rabikrisson and Malika Petersen Season 2 Episode 4
The Swan Effect - Creating and Sustaining Your Financial Wellbeing
S2 E4 The PTP: Plan, Track & Plan some more!
Show Notes Chapter Markers

In Episode 4 of Season 2, Arthi and Malika dive in a deeper into the third financial superpower that was mentioned in Episode 1, being PTP: Plan Track & Plan some more!

In the month of November, it's all about coping: coping with work demands in the wrap up to the year 2022, and coping with the financial demands on our money pot, from festive gifting specials, and holiday plans, to preparing for next year's schooling needs.
What is needed, is some savvy planning and tracking in order to ride this wave into  2023 in a comfortable position.

Malika and Arthi discuss: 

  • Hacks that can help you pause and think before purchasing items
  • Planning your give, save and spend portions of your income
  • Using your kinesthetic sense (writing) to help you acknowledge your expense plan and change habits
  • paying yourself first
  • top tips to activate your spending leash

Become motivated to tackle this  upcoming month with enthusiasm and awareness, towards healthier money management habits and outcomes.

We would love to hear your views based on the concepts covered in this episode. 

Do rate, write a review, and share with others.

This episode is proudly sponsored by Old Mutual Wealth.

Welcome listeners!
The festive season is upon us!
More emphasis on saving from South Africans
Arthi's mental hack before splurging on specials
Malika emphasizes the PTP is imperative to undertake during this time of year
Some steps to get into PTP mode
Arthi shares some neuroscience to help adjust money behaviour, through use of senses
Language is important - using different ways to describe budgeting
How and why to track our savings and expenses
Pay yourself first
Reiterating the spending leash concept: financial super power 4, which can lead to financial happiness!
Some tips to gain control over your expenses and spending
Malika's parting shot: simple tips towards financial freedom
Arthi's parting shot: take greater financial control to result in financial happiness
Financial happiness like Scrooge McDuck!
Thank you listeners!
Swanning out for now!